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Standard Mortgage Blog

Kristie Berggren June 3

How to Get the Best Mortgage Rate When Buying a Home

One of the first questions most homebuyers ask is simple: “How do I get the best mortgage rate possible?”

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Ella Baldwin June 3

Understanding the Mortgage Refinance Break-Even Point: Benefits Beyond a Lower Interest Rate

Refinancing a mortgage is not just about chasing a lower interest rate. For many homeowners today, refinancing can be a way to consolidate high-interest debt, improve monthly cash flow, access home equity, remove mortgage insurance, or create a more manageable long-term financial plan.

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Ella Baldwin May 18
FHA Appraisal

FHA Appraisal Requirements: What Impacts Your Loan Approval

Buying a home with an FHA loan can open the door to homeownership, but it also comes with a few extra steps along the way. One of the most important steps is the FHA appraisal, which can directly impact your loan approval, timeline, and even the final terms of your deal.

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.