Standard Mortgage Blog

Deciding whether to pay off your debt or save for a down payment on a home can be challenging. Determining which option is right for you takes time and effort, especially with a tight budget. However, there are several factors that you should consider to make an informed and wise decision.

Owning a home with a low interest rate is a financial advantage that people may not fully appreciate. Your fixed-rate mortgage, in the 2%-3% range, is more than just a financial obligation—it's an asset. The Wall Street Journal recently highlighted the unique value of this asset, shedding light on the potential benefits of viewing your mortgage from a different perspective.

Filing for a homestead exemption could put money back in your pocket. In this guide, we'll explore the importance of filing homestead exemption, how it works, and when and how to file to ensure you maximize your savings on property taxes.