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Standard Mortgage Blog

Ella Baldwin September 4
Raising the Standard for Over 100 Years

Raising the Standard for Over 100 Years: Celebrating a Century of Standard Mortgage Corporation

If you're from Louisiana, there's a good chance you or someone you know got their first mortgage with Standard Mortgage Corporation. For a century, the Company has been more than just a business; it's been a part of the community—helping families build dreams, navigate challenges, and pass down stories that stand the test of time.

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Kristie Berggren February 3
What is Considered Debt When Applying for a Mortgage

Mortgages

What is Considered Debt When Applying for a Mortgage?

When applying for a mortgage, lenders evaluate your financial stability, one component of which is assessed based on the amount of debt you currently carry. Understanding what qualifies as debt and how it affects your mortgage application is crucial for anyone looking to secure a home loan.

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Kristie Berggren January 31
Ways to Expedite the Mortgage Closing Process

Mortgages

10 Ways to Expedite the Mortgage Closing Process

Buying a home is exciting, but sometimes, the mortgage process may seem daunting, especially if you are a first-time homebuyer. Here are strategies to help expedite the process and get you into your new home faster.

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.