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Standard Mortgage Blog

Ella Baldwin March 10

Mortgages

How Do Rising Property Values Affect Your Mortgage and Taxes?

Watching your home's value climb is one of the rewards of homeownership. Higher property values mean stronger equity, increased resale potential, and long-term wealth building, all signs that your investment is working for you.

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Gordy Bright March 9

Standard Mortgage Corporation Welcomes Talbot Aucoin, Licensed Mortgage Loan Officer Serving Louisiana, Mississippi, and Texas

Standard Mortgage Corporation proudly announces that Talbot Aucoin has joined the Company as a Licensed Mortgage Loan Officer in its Metairie, Louisiana office. He will serve clients across Louisiana, Mississippi, and Texas.

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Kristie Berggren January 26
Tips to reduce Debt-to-Income Ratio

Tips for Improving Your DTI Before Applying for a Mortgage

Before applying for a mortgage, it’s essential to take a proactive approach to managing your debt. One of the first things lenders evaluate is your debt-to-income (DTI) ratio, which measures how much of your monthly income goes toward debt payments. A high DTI can limit your loan options or prevent you from qualifying altogether.

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.