I hear this question often from potential homebuyers. Many people assume the approval process depends only on their paycheck or income, but much more goes into determining whether a mortgage fits your financial situation.
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Conventional Loans, Homeownership
I hear this question often from potential homebuyers. Many people assume the approval process depends only on their paycheck or income, but much more goes into determining whether a mortgage fits your financial situation.
Read Full Article
When the time comes to buy a home, you have a lot of options. While there is a lot to consider in terms of location, price, schools, amenities, and much more, it all begins with your mortgage. Before you even start to house hunt, having the proper financing in place is imperative. Additionally, you will need to choose a specific mortgage product and get pre-qualified before you go shopping. The..
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When it comes to buying a home, there are a lot of different factors to consider. Obtaining a mortgage to finance your home may seem like a complex, complicated, imposing task; however, with the right loan, and the right lender, it may actually be a smooth, easy process. There are some ins and outs to understand when it comes to choosing the best mortgage for you and your situation. Some mortgage..
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NMLS #44912

Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.