This step will involve providing detailed information about your income, assets, and more. This usually includes a credit report, stubs from your paychecks, income tax returns, W-2 forms, and bank statements.
Your loan officer will work on completing your full application. You may be asked to address any issues that arise concerning your credit, income, investments, etc.
Your loan will be processed through a series of steps that usually include a title examination, appraisal of the home, and various other legal work and/or documentation that may be required.
Standard Mortgage is here to help you navigate the daunting, complicated process that lies ahead. In this eBook, we'll walk through the steps you'll have to take before you hold the keys to your new home.
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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.