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    Standard Mortgage Blog

    Mortgage Pre-Approval and Pre-Qualification:  What’s the Difference and What Do You Need?

    Shopping for a home can be a complex process starting with finding that perfect property and then finally being handed the keys. No matter what type of home you are planning to buy, or what type of mortgage you are using to finance it, the home buying process begins with becoming pre-qualified, however, a pre-approval can be even more beneficial. Home sellers and their agents expect buyers to..

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    A Mortgage Glossary for First Time Homebuyers

    When it comes to buying a new home, different terms will be used, and you may not be familiar with all of them. This is especially true if you are a first-time homebuyer. It might seem like mortgages have their own language, from all of the different lenders and varying processes, documents, and requirements. To help decipher the mortgage language, we have put together this helpful glossary of..

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    Purchasing a Home: Understanding Escrows

    Throughout the home purchasing process and other mortgage transactions, you will hear the term “escrow.” Escrow is one of the most questioned topics around home buying and homeownership. Depending on the context in which this term is being used, it can mean a couple of different things. Let’s take a closer at what they’re used for and how they work.

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