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Standard Mortgage Blog

Mortgages

Will Getting Pre-Approved for a Mortgage Hurt Your Credit Score?

Buying a home is one of the biggest financial decisions you'll ever make—and if you're like most buyers, you’ve got questions. One of the most common? Will getting a mortgage pre-approvalhurt my credit score. If you're preparing to buy a home and weighing the pros and cons of getting pre-approved, here's what you need to know.

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Homeownership

Homebuying Tips for Millennials: What You Need to Know Before You Buy

For many millennials, the dream of homeownership may feel more complicated than it did for previous generations. With rising home prices, student loan debt, and a competitive real estate market, buying a home can seem like a daunting milestone. However, with the right strategy and guidance, millennials are proving they can become savvy and successful homeowners. Here are key tips to help..

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Increase Your Mortgage Down Payment: Leveraging Equity to Buy a New Home

When purchasing a new home, one of the biggest challenges many homebuyers face is securing a sizable down payment. However, if you’re a current homeowner, you may already have a powerful financial tool at your disposal—your home equity. By using the equity in your existing home, you can increase your down payment, reduce borrowing costs, and secure better mortgage terms on your next property.

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