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    Standard Mortgage Blog

    Mortgages

    Mortgage Lending and Home Refinancing: 5 Questions to Ask Your Lender

    How does a mortgage work? How much of a home can I afford? These are all common questions that homebuyers and homeowners all have constantly running through their heads. If you are in the market for a home, there are some important questions that your loan officer should be able to answer. Let’s take a closer look at five important questions to ask your lender.

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    Mortgages

    3 Tips for Choosing the Right Mortgage Lender

    Buying a house is an exciting time. There is so much potential brought on by the new surroundings, amenities, and memories. On the other side of the equation, refinancing your mortgage to a lower rate, to a different term, or to access your home’s equity in cash also provides new opportunities. Whether you are buying or refinancing, the most important decision you can make is selecting the best..

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    Fixed Rate Mortgage

    The Benefits of a Fixed-Rate Mortgage

    You have a lot of different options when it comes to financing your home purchase. From FHA to conventional, to VA to jumbo; however, it all boils down to fixed-rate versus adjustable rate. Depending on your financial situation, your goals, and your plans and timeline for owning your home, selecting between these two mortgage types can be an even more important decision. 

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