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    Standard Mortgage Blog

    How Does Refinancing a Mortgage Work?

    When you bought your home, you probably had a lot of questions about the mortgage process and financing your home. Now that it’s been a few years, you likely haven’t given it a lot of thought. However, the lower interest rates fall, the more you may want to consider refinancing your mortgage. A mortgage refinance is the process of taking out a new loan to pay off your original mortgage.  

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    Five Reasons to Consider Refinancing Your Mortgage

    If you have a fixed-rate mortgage, you can rest assured that you will have steady monthly payments (comprised of principal and interest) throughout the life of your loan. However, as market and economic factors change, the opportunity to improve your mortgage rate or shorten your term may present itself. If the rate that you locked in at closing is higher than current market rates, you may..

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    Mortgage Refinance: Is Now the Time to Move from a 30-year to a 15-Year Mortgage?

    Your mortgage is many things. It’s an obligation, an investment, and throughout its life, an opportunity to build equity and save money. While many components comprise the cost of your home’s mortgage, two key factors are interest rate and loan term.  

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