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Standard Mortgage Blog

Gordy Bright March 9

Standard Mortgage Corporation Welcomes Talbot Aucoin, Licensed Mortgage Loan Officer Serving Louisiana, Mississippi, and Texas

Standard Mortgage Corporation proudly announces that Talbot Aucoin has joined the Company as a Licensed Mortgage Loan Officer in its Metairie, Louisiana office. He will serve clients across Louisiana, Mississippi, and Texas.

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Kristie Berggren January 26
Tips to reduce Debt-to-Income Ratio

Tips for Improving Your DTI Before Applying for a Mortgage

Before applying for a mortgage, it’s essential to take a proactive approach to managing your debt. One of the first things lenders evaluate is your debt-to-income (DTI) ratio, which measures how much of your monthly income goes toward debt payments. A high DTI can limit your loan options or prevent you from qualifying altogether.

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Ella Baldwin December 19

Why You Should Get a Mortgage Review Every Year

Is your mortgage still working for you? A lot can change in twelve months: interest rates, your income, your goals, and even the value of your home. A quick annual mortgage review can provide you with a better picture of your financial health and identify opportunities to improve it.

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.