Standard Mortgage Blog

Conventional mortgages and physician mortgage loans are both ways to finance a home, but they evaluate borrowers differently. Conventional loan programs follow standard qualification guidelines for income, debt, employment, and down payments. Physician mortgage loans are designed for doctors and other eligible medical professionals whose student loan, limited savings, or upcoming employment may..

After years of medical school, residency, or fellowship, many Louisiana physicians assume their student loan balances will make it difficult to buy a home. While debt to income ratios are an important factor in the loan underwriting process, medical student loans do not automatically prevent you from qualifying for financing.

Have you ever wondered what mortgage professionals look at when you apply for a home loan?