WHAT DOES STANDARD MORTGAGE CORPORATION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

– Social Security number and income
– Account balances and payment history
– Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons STANDARD chooses to share, and whether you can limit this sharing.

Privacy Policy Download

To limit our sharing, call 800.448.4190.

Customer Service Hours: 8 am – 4:45 pm (CST), Monday-Friday

For more information, view our privacy policy below.

Privacy Policy

To submit an opt-out request online, click the button below. Log on to eStatus Connect to access the opt-out form.

Opt-Out of Sharing

Reasons we can share your personal information

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does STANDARD share? Yes
Can you limit this sharing? No

For our marketing purposes

to offer our products and services to you

Does STANDARD share? Yes
Can you limit this sharing? No

For joint marketing with other financial companies

Does STANDARD share? Yes
Can you limit this sharing? No

For our affiliates’ everyday business purposes

information about your transactions and experiences

Does STANDARD share? Yes
Can you limit this sharing? Yes

For our affiliates’ everyday business purposes

information about your creditworthiness

Does STANDARD share? Yes
Can you limit this sharing? Yes

For our affiliates to market to you

Does STANDARD share? Yes
Can you limit this sharing? Yes

For non-affiliates to market to you

Does STANDARD share? No
Can you limit this sharing? No

To limit our sharing:

  • Call 800.448.4190
  • To submit an opt-out request online, CLICK HERE and log on to E-Status Connect to access the opt-out form.

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 800.448.4190

Who is providing this notice?

Standard Mortgage Corporation, Standard Mortgage Insurance Agency

What we do:

How does STANDARD MORTGAGE protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We authorize our employees to get your information only when they need it to do their work, and we require companies that work for us to protect your information.

How does STANDARD MORTGAGE collect my personal information?

We collect your personal information, for example, when you

–  Apply for a mortgage loan or a loan modification
– Give us your contact information
– We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

– Sharing for affiliates’ everyday business purposes — information about your creditworthiness
– Affiliates from using your information to market to you
– Sharing for non-affiliates to market to you

Definitions:

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include Standard Mortgage Insurance Agency Inc.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Non-affiliates we share with can include financial advisors or insurance companies.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include categories of companies such as insurance companies and financial advisors.