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    Standard Mortgage Blog

    Mortgages

    Understanding the Mortgage Process from Pre-Approval to Closing

    The home buying process is exactly that; a process.  While it may seem complicated, our loan officers at Standard Mortgage are here to help guide you through the process. Before you begin shopping for a new home, it’s vital to have your financing lined up.  Below we outline the necessary steps for obtaining a mortgage for your new home and we will ensure you have a smooth experience!

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    Mortgages

    Which Type of Mortgage is Right for Me?

    When looking for a new home there are a lot of things to consider.  From the location, commute time, school, size, price, style, and space the options seem limitless.  Choosing a mortgage is similar.   There are several factors that will influence your decision to purchase a home and there are a variety of considerations when deciding which mortgage is right for you. While the goal of each..

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    Cash-Out Refinance

    What Can I Do with a Cash-Out Refinance Loan?

    Building up equity in your home takes time and hard work.  Each mortgage payment is an investment.  Based on how many payments you’ve made, and the appreciation in value of your property, you may be sitting on a significant pile of cash.  According to themarketplace.org, between 2006 and 2018, U.S. mortgage holders have amassed over $6 trillion in equity, the highest total since 2005. Having..

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