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Standard Mortgage Blog

Kristie Berggren November 11
Louisiana Homebuyers, Are You Ready for Interest Rate Cuts?

Mortgages, Homeownership

Louisiana Homebuyers, Are You Ready for Interest Rate Cuts?

If you are in the market to buy a home, then you've heard all the buzz about the probability that the Federal Reserve will start cutting rates soon. As inflation has cooled, mortgage rates have already started to come down, averaging nearly a whole percentage point less than this same time last year. With additional help from cuts by the Fed expected this month, rates could fall even more and..

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Ella Baldwin August 30
How a Recession Affects Homeownership: Challenges, Opportunities, and Strategies

Homeownership

How a Recession Affects Homeownership: Challenges, Opportunities, and Strategies

Homeownership is a pillar of personal wealth-building and financial security. It provides stability, a sense of community, and long-term financial benefits. Purchasing a home is often the most significant investment individuals make. A home's value, affordability, and the ability to maintain it are all influenced by the economic climate.

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.