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Standard Mortgage Blog

Ella Baldwin August 30
How a Recession Affects Homeownership: Challenges, Opportunities, and Strategies

Homeownership

How a Recession Affects Homeownership: Challenges, Opportunities, and Strategies

Homeownership is a pillar of personal wealth-building and financial security. It provides stability, a sense of community, and long-term financial benefits. Purchasing a home is often the most significant investment individuals make. A home's value, affordability, and the ability to maintain it are all influenced by the economic climate.

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.