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Standard Mortgage Blog

Mortgages

15-Year vs. 30-Year Mortgage: Which Loan Term is Right for You?

When buying a home, there are many decisions to make. First, you have to select the property and home itself, and next, you need to select the mortgage product that best fits your needs. One decision when selecting the mortgage product is deciding the length of your mortgage. For most homebuyers, that decision comes down to a 15-year vs. 30-year mortgage. While the difference might seem simple on..

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Mortgages

Will Getting Pre-Approved for a Mortgage Hurt Your Credit Score?

Buying a home is one of the biggest financial decisions you'll ever make—and if you're like most buyers, you’ve got questions. One of the most common? Will getting a mortgage pre-approvalhurt my credit score. If you're preparing to buy a home and weighing the pros and cons of getting pre-approved, here's what you need to know.

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Homeownership

Homebuying Tips for Millennials: What You Need to Know Before You Buy

For many millennials, the dream of homeownership may feel more complicated than it did for previous generations. With rising home prices, student loan debt, and a competitive real estate market, buying a home can seem like a daunting milestone. However, with the right strategy and guidance, millennials are proving they can become savvy and successful homeowners. Here are key tips to help..

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