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Standard Mortgage Blog

Ella Baldwin May 18
FHA Appraisal

FHA Appraisal Requirements: What Impacts Your Loan Approval

Buying a home with an FHA loan can open the door to homeownership, but it also comes with a few extra steps along the way. One of the most important steps is the FHA appraisal, which can directly impact your loan approval, timeline, and even the final terms of your deal.

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Ella Baldwin May 15
Home with a large SOLD sign in the front yard after a successful home purchase.

Ways to Improve Your Home Buying Power

Home affordability is not just about income. It is shaped by how your full financial picture comes together.

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Ella Baldwin April 15
Mortgage refinance

How Much Can You Save by Refinancing Your Mortgage?

You've probably heard that refinancing could lower your monthly payment. But what does that actually mean for your loan, and is it worth exploring right now?

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.