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    Standard Mortgage Blog

    Mortgages

    How Does a HELOC Compare to a Cash-Out Refinance?

    Accessing the equity that you’ve built in your home can be a great and affordable option for achieving some of your financial goals. Whether you are interested in consolidating debt, funding education, or making home improvements, the cash value that you’ve accumulated can meet all of these needs. There are two ways to tap into your home’s equity. While both of them have their unique attributes..

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    Mortgages

    How To Buy a Home When You’re Self-Employed: An Entrepreneur’s Guide to a Mortgage

    Many people start their own businesses, and many people have owned their own businesses for years. These self-employed individuals have found a way to provide a service or product and make a living, not only for themselves, but for others as well. However, when it comes to buying a home, entrepreneurs, business owners, and self-employed borrowers have a slightly different mortgage process. Due to..

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    Mortgages

    You’re Under Contract on a New Home, Now What?: Local Mortgage Loan Officers Answer This Question

    Whether you’ve looked at a dozen houses, or just one, made a dozen offers, or a single bid, after being pre-approved by your lender, the next goal is to get under contract on your new home. Being “under contract” means that you and the seller have agreed to certain and specific terms, in writing, for the sale of the home. However, before you sign on the dotted line, and those new keys hit your..

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