Standard Mortgage Blog

Is your mortgage still working for you? A lot can change in twelve months: interest rates, your income, your goals, and even the value of your home. A quick annual mortgage review can provide you with a better picture of your financial health and identify opportunities to improve it.

The Federal Housing Finance Authority (FHFA) recently released updated 2026 conforming loan limits. Beginning January 1, 2026, the conventional loan limit will increase by 3.26 % to $832,750 for a single-family home in the 48 contiguous states. The maximum amount in 2025 was $806,500.

Standard Mortgage is proud to announce the addition of Cody Collins as Vice President, Loan Officer in the company’s Dallas office. With over 13 years of business leadership experience and a relationship-driven approach to mortgage lending, Collins brings a dynamic blend of innovation and customer-first service to the growing Texas market.