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Standard Mortgage Blog

Ella Baldwin July 23
doctor mortgage loans

How Does Student Loan Debt Affect My Physician Mortgage Loan Approval in Dallas?

After years of medical school, residency, or fellowship, many physicians assume their student loan balances will make it difficult to buy a home. While educational debt is an important factor during the mortgage approval process, it does not automatically prevent you from qualifying for financing.

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Ella Baldwin July 2
No closing cost refinance

No-Closing-Cost Refinance Loans: How They Work and When They Make Sense

Refinancing your mortgage can be a smart financial move, but the upfront costs often stop homeowners in their tracks. Appraisals, lender fees, title work, and escrow charges can add up quickly, even when refinancing is meant to save money. That’s where a no-closing-cost refinance loan comes in.

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Kristie Berggren June 3

How to Get the Best Mortgage Rate When Buying a Home

One of the first questions most homebuyers ask is simple: “How do I get the best mortgage rate possible?”

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.