Conventional Loans

Conventional loans are mortgage loans that meet Fannie Mae and or Freddie Mac underwriting requirements. Income, credit, and property requirements must meet nationally standardized guidelines. Conventional loans are subject to loan amount limits that are set by Fannie Mae and Freddie Mac.

Loan limits vary based on the region in which the property is located as well as the number of legal units contained in the property.

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1 Unit Property:

Contiguous States, Dist. of Columbia, & Puerto Rico: $484,350

Alaska, Guam, Hawaii, & The U.S. Virgin Islands: $726,525

2 Unit Property:

Contiguous States, Dist. of Columbia, & Puerto Rico: $620,200

Alaska, Guam, Hawaii, & The U.S. Virgin Islands: $930,300

3 Unit Property:

Contiguous States, Dist. of Columbia, & Puerto Rico: $749,650

Alaska, Guam, Hawaii, & The U.S. Virgin Islands: $1,124,475

4 Unit Property:

Contiguous States, Dist. of Columbia, & Puerto Rico: $931,600

Alaska, Guam, Hawaii, & The U.S. Virgin Islands: $1,397,400