Standard Mortgage Blog

Buying a house is an exciting time. There is so much potential brought on by the new surroundings, amenities, and memories. On the other side of the equation, refinancing your mortgage to a lower rate, to a different term, or to access your home’s equity in cash also provides new opportunities. Whether you are buying or refinancing, the most important decision you can make is selecting the best..

While renting a home has its advantages including little to no responsibility, predictable monthly expenses, and low maintenance, owning a home is often considered in the U.S. to be the American Dream. Homeownership brings tangible benefits including stability, belonging to a community, pride of ownership, the ability to build equity and participate in the real estate market upside, and possible..

Selecting the right lender for your home mortgage is an important decision. The level ofexpertise and service you receive at origination and throughout the life of your loan can saveyou thousands, as well as your peace of mind. While you have many options when it comes tofinancing or refinancing your home, there are many advantages to opting for a local lender.These mortgage lenders have a..