Standard Mortgage Blog

The home buying process is exactly that; a process.  While it may seem complicated, our loan officers at Standard Mortgage are here to help guide you through the process. Before you begin shopping for a new home, it’s vital to have your financing lined up.  Below we outline the necessary steps for obtaining a mortgage for your new home and we will ensure you have a smooth experience!

Buying a house is an exciting time. There is so much potential brought on by the new surroundings, amenities, and memories. On the other side of the equation, refinancing your mortgage to a lower rate, to a different term, or to access your home’s equity in cash also provides new opportunities. Whether you are buying or refinancing, the most important decision you can make is selecting the best..

While renting a home has its advantages including little to no responsibility, predictable monthly expenses, and low maintenance, owning a home is often considered in the U.S. to be the American Dream. Homeownership brings tangible benefits including stability, belonging to a community, pride of ownership, the ability to build equity and participate in the real estate market upside, and possible..