Standard Mortgage Blog

Selecting the right lender for your home mortgage is an important decision. The level of expertise and service you receive at origination and throughout the life of your loan can save you thousands, as well as your peace of mind. While you have many options when it comes to financing or refinancing your home, there are many advantages to opting for a local lender. These mortgage lenders have a..

If you have a conventional mortgage and are looking to lower your monthly payment without going through a refinance, a mortgage recast modification may be an option. Most lenders will allow you to make a one time lump sum payment toward your principal balance. The minimum curtailment payment applied to the principal of a loan must be the greater of $5,000 or 10% of the current principal balance..

The home buying process is exactly that; a process.  While it may seem complicated, our loan officers at Standard Mortgage are here to help guide you through the process. Before you begin shopping for a new home, it’s vital to have your financing lined up.  Below we outline the necessary steps for obtaining a mortgage for your new home and we will ensure you have a smooth experience!