Standard Mortgage Blog

When it comes to buying a new home, different terms will be used, and you may not be familiar with all of them. This is especially true if you are a first-time homebuyer. It might seem like mortgages have their own language, from all of the different lenders and varying processes, documents, and requirements. To help decipher the mortgage language, we have put together this helpful glossary of..

Your credit score is your ticket for borrowing money. Your track record of making timely payments, using money responsibly, and keeping the amount of money you owe to a minimum are a few of the factors that can improve and enhance your credit rating. The higher your credit score, the more likely you are to not only receive financing for large purchases like a car or home; you can also benefit..

There are different features, benefits, and processes as it relates to  mortgage loan products. Certain loan products are designed to help provide affordable mortgage loans to homebuyers. FHA loans are an example of this type of product. While conventional loans and other government backed mortgages typically have more stringent qualification requirements, FHA programs offer benefits to provide a..