Standard Mortgage Blog

If you have a fixed-rate mortgage, you can rest assured that you will have steady monthly payments (comprised of principal and interest) throughout the life of your loan. However, as market and economic factors change, the opportunity to improve your mortgage rate or shorten your term may present itself. If the rate that you locked in at closing is higher than current market rates, you may want..

Legends, myths, old wives’ tales; whether you’re talking about Big Foot, the Loch Ness Monster, or how long you should wait to swim after eating, understanding what’s true and what isn’t can save you a lot of time, and more importantly money. When it comes to your home, time and money are two significant things. This is why distinguishing facts from myths about the process of a cash-out refinance..

The process of buying a new home is exciting. Picturing your family in each room, in the yard, and the new memories that you’ll make are all a part of the process. However, before you get to that point, there are a few things you need to do to make those dreams a reality. Let’s take a closer look at the home buying process from start to finish.