Standard Mortgage Blog

The home buying process is exactly that; a process.  While it may seem complicated, our loan officers at Standard Mortgage are here to help guide you through the process. Before you begin shopping for a new home, it’s vital to have your financing lined up.  Below we outline the necessary steps for obtaining a mortgage for your new home and we will ensure you have a smooth experience!

Buying a house is an exciting time. There is so much potential brought on by the new surroundings, amenities, and memories. On the other side of the equation, refinancing your mortgage to a lower rate, to a different term, or to access your home’s equity in cash also provides new opportunities. Whether you are buying or refinancing, the most important decision you can make is selecting the best..

You have a lot of different options when it comes to financing your home purchase. From FHA to conventional, to VA to jumbo; however, it all boils down to fixed-rate versus adjustable rate. Depending on your financial situation, your goals, and your plans and timeline for owning your home, selecting between these two mortgage types can be an even more important decision.