Standard Mortgage Blog

Buying a new home can be an exciting yet daunting experience. Where do you begin? What type of mortgage is best? How much money do you need? Well, the first two answers are simple, and they both start with finding a mortgage loan officer. Your mortgage loan officer will listen to your needs and wants, as well as review your financial situation. With all of this information, they will determine..

While renting a home has its advantages including little to no responsibility, predictable monthly expenses, and low maintenance, owning a home is often considered in the U.S. to be the American Dream. Homeownership brings tangible benefits including stability, belonging to a community, pride of ownership, the ability to build equity and participate in the real estate market upside, and possible..

When you own your own business, or are otherwise self-employed (ownership of 25% or more of a business), and are looking to buy a new home, there are a few things you need to pay extra attention to in order to qualify for a mortgage. While the application and requirements are the same for everyone, the main difference is that you need to verify and confirm your income, where employees of..