Standard Mortgage Blog

Homeownership is a significant milestone and a cornerstone of the American Dream. However, the landscape of homeownership is shaped by various factors, including age, income, education, and location. Understanding these statistics can provide valuable insights into the current state of the housing market and the diverse experiences of homeowners across the country. These statistics are from the..

Homeownership is often considered part of the American dream, symbolizing success, stability, and the opportunity to build a prosperous future. It provides a sense of belonging and community, as well as a sense of pride and accomplishment to achieve such a significant milestone. Owning a home is also a key step towards financial stability and a building block to creating wealth and a lasting..

Refinancing a mortgage may be a wise financial decision, as it can offer many advantages, such as a better interest rate, lower monthly payments, or access to home equity. However, timing is everything when it comes to refinancing, and many homeowners are unsure of how long to wait before considering this option. A cash-out refinance may be a great option, depending on your unique factors.