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Standard Mortgage Blog

Ella Baldwin November 16
Demystifying Mortgage Amortization: Your Roadmap to Homeownership

Mortgages

Demystifying Mortgage Amortization: Your Roadmap to Homeownership

For most people, buying a home represents a considerable financial achievement. Even while the fundamentals of a mortgage, including the interest rate and monthly payments, may be obvious to many people, knowing how mortgage amortization works is important for your financial acumen. Let’s take a closer look at how amortization works.

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Ella Baldwin November 15
Fannie Mae increases LTV ratios for purchase, cash-out refi loans on multi-unit properties

Cash-Out Refinance, Mortgages

Fannie Mae Increases LTV Ratios for Purchase, Cash-out Refi Loans on Multi-unit Properties

Navigating Louisiana's Dynamic Real Estate Landscape

Fannie Mae's announced that its Desktop Underwrite (DU) system will include changes that increase the maximum allowable loan to value ratios for two-to-four-unit, principal residences. Come November 18, 2023, these guidelines will open doors with an impressive Loan-To-Value (LTV) ratio of up to 95% for 2–4-unit principal residence properties...

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Ella Baldwin November 13

Mortgages

The Power of Home Ownership: More Than Just a Roof Over Your Head

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.