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Standard Mortgage Blog

Ella Baldwin March 23
LHC Top Home Lender

escrow

Standard Mortgage Recognized as a Top Lender by the Louisiana Housing Corporation

The Louisiana Housing Corporation's goal is to give every resident of Louisiana the chance to find a safe, affordable, energy-efficient home. LHC’s committed team administers federal and state funds through state housing programs to support working families in realizing their housing aspirations. They offer mortgage products that have down payment and closing cost assistance, resilience soft..

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Ella Baldwin March 14

escrow

Understanding Your Mortgage’s Escrow Account: The Benefits of an Escrow Analysis

During an annual escrow review your insurance, tax projections, and if necessary, mortgage insurance will be reviewed for the upcoming year.  Your mortgage servicer will add the annual payments for all of your escrow expenses (typically all insurance premiums and property taxes) and divide the total by 12 to calculate your monthly escrow payment.  Your new monthly payment will be compared to your..

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NMLS #44912

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.