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Standard Mortgage Blog

Ella Baldwin July 19

Carbon Monoxide Detectors Now Required in All Sold Louisiana Homes

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Ella Baldwin July 11

Louisiana Mortgage Lending: What Do You Need to Know About an Assumable Mortgage?

While it is most common to get pre-approved, shop for a home, and apply for an original mortgage, in some cases, a homebuyer can assume a homeowner’s mortgage balance and take possession of the property. This is known as an assumable mortgage.

An assumable mortgage allows you to find a house that you want to buy and take over the seller’s existing loan without applying for a mortgage of your..

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Ella Baldwin June 14

When is the Best Time of the Year to Buy a Home?

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.