Standard Mortgage Blog

One financial benefit of having a home mortgage is being able to take advantage of certain mortgage-related tax deductions. Depending on whether you take the standard deduction or itemize your deductions, you may be able to lower your overall income tax burden by reducing your taxable income further with mortgage-related deductions. If you itemize your deductions, including these mortgage-related..

Selecting the right lender for your home mortgage is an important decision. The level of expertise and service you receive at origination and throughout the life of your loan can save you thousands, as well as your peace of mind. While you have many options when it comes to financing or refinancing your home, there are many advantages to opting for a local lender. These mortgage lenders have a..

Shopping for a home can be a complex process starting with finding that perfect property and then finally being handed the keys. No matter what type of home you are planning to buy, or what type of mortgage you are using to finance it, the home buying process begins with becoming pre-qualified, however, a pre-approval can be even more beneficial. Home sellers and their agents expect buyers to be..