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Standard Mortgage Blog

Ella Baldwin May 5

Mortgages

Louisiana Mortgage Lending: The Benefits of Homeownership vs. Renting

While renting a home has its advantages including little to no responsibility, predictable monthly expenses, and low maintenance, owning a home is often considered in the U.S. to be the American Dream. Homeownership brings tangible benefits including stability, belonging to a community, pride of ownership, the ability to build equity and participate in the real estate market upside, and possible..

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Ella Baldwin November 11

How Do You Qualify for a Mortgage When You Are Self-Employed?

When you own your own business, or are otherwise self-employed (ownership of 25% or more of a business), and are looking to buy a new home, there are a few things you need to pay extra attention to in order to qualify for a mortgage. While the application and requirements are the same for everyone, the main difference is that you need to verify and confirm your income, where employees of..

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Ella Baldwin November 11

How to Get a Mortgage on a Commission-Based Income

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.