Standard Mortgage Blog

If you have a fixed-rate mortgage, you can rest assured that you will have steady monthly payments (comprised of principal and interest) throughout the life of your loan. However, as market and economic factors change, the opportunity to improve your mortgage rate or shorten your term may present itself. If the rate that you locked in at closing is higher than current market rates, you may want..

Legends, myths, old wives’ tales; whether you’re talking about Big Foot, the Loch Ness Monster, or how long you should wait to swim after eating, understanding what’s true and what isn’t can save you a lot of time, and more importantly money. When it comes to your home, time and money are two significant things. This is why distinguishing facts from myths about the process of a cash-out refinance..

The path to homeownership might seem particularly steep in a world where recessions happen, home values continuously increase, and student loan and credit card debt seem to only go up. Members of our military and veterans of the United States may face an even steeper slope. Members of our military are often serving during the years that most non-military Americans are building their credit,..