Standard Mortgage Blog

When most people think of a mortgage, they think of it as a monthly payment. But in reality, your mortgage can be one of the most powerful wealth-building tools you’ll ever have. With the right strategy, your home loan doesn’t just put a roof over your head; it can also help you grow equity, secure financial stability, and create opportunities for future investments.

When buying a home, there are many decisions to make. First, you have to select the property and home itself, and next, you need to select the mortgage product that best fits your needs. One decision when selecting the mortgage product is deciding the length of your mortgage. For most homebuyers, that decision comes down to a 15-year vs. 30-year mortgage. While the difference might seem simple on..

Buying a home is one of the biggest financial decisions you'll ever make—and if you're like most buyers, you’ve got questions. One of the most common? Will getting a mortgage pre-approvalhurt my credit score. If you're preparing to buy a home and weighing the pros and cons of getting pre-approved, here's what you need to know.