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Standard Mortgage Blog

Conventional Loans

What are the Different Types of Conventional Loans?

When it comes to buying a home, there are a lot of different factors to consider. Obtaining a mortgage to finance your home may seem like a complex, complicated, imposing task; however, with the right loan, and the right lender, it may actually be a smooth, easy process. There are some ins and outs to understand when it comes to choosing the best mortgage for you and your situation. Some mortgage..

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Homestead Exemption

Home Mortgage Information: When and Why Should You File a Homestead Exemption

There are different times throughout the year where you prepare to spend a little bit extra, and there are other times when you tighten up to save a little extra. Around the holidays, it’s easy to add a few things to Santa’s list. Planning a vacation this summer, you may choose to cut out certain discretionary expenses to save extra money. While the holidays are typically a time when we spend a..

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Jumbo

Buying High Priced Homes: How Are Jumbo Loans Different from Conventional Loans?

While homes come in different shapes, styles, and sizes, most mortgage products work similarly. There are a variety of conventional as well as other government-backed loan products that vary slightly in their underwriting and documentation requirements. However, the documentation required and financial standards may change more significantly if you need a jumbo loan. A jumbo loan product is a..

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