Standard Mortgage Blog

Owning a home with a low interest rate is a financial advantage that people may not fully appreciate. Your fixed-rate mortgage, in the 2%-3% range, is more than just a financial obligation—it's an asset. The Wall Street Journal recently highlighted the unique value of this asset, shedding light on the potential benefits of viewing your mortgage from a different perspective.

Filing for a homestead exemption could put money back in your pocket. In this guide, we'll explore the importance of filing homestead exemption, how it works, and when and how to file to ensure you maximize your savings on property taxes.

Buying a home is a big decision, and if it’s your first mortgage it may seem daunting. But don't worry, the experts at Standard Mortgage are here to help you understand what happens at a couple of the most important steps of the mortgage process. Underwriting and closing are critical aspects of your mortgage experience, let’s take a closer look at each one.