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Standard Mortgage Blog

Kristie Berggren December 10
Understanding Mortgage Refinances: What Costs are Involved in a Refi?

Mortgages, Refinance

Understanding Mortgage Refinances: What Costs are Involved in a Refi?

Refinancing a mortgage may be asmart financial decision. It allows homeowners to lower their monthly payments, reduce the total interest paid over the life of the loan, or access cash for other needs. However, there are costs involved that homeowners should consider before proceeding. By understanding the basics, you can prepare for the financial implications of refinancing and engage in..

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Ella Baldwin December 10

Mortgages, Refinance

Refinancing Your Mortgage: How Long Do You Have to Wait Before a Refi?

Refinancing a mortgage may be a wise financial decision, as it can offer many advantages, such as a better interest rate, lower monthly payments, or access to home equity. However, timing is everything when it comes to refinancing, and many homeowners are unsure of how long to wait before considering this option. A cash-out refinance may be a great option, depending on your unique factors.

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.