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Standard Mortgage Blog

Kristie Berggren December 10
Understanding Fixed-Rate Mortgages: What Can Cause Your Payment Amount to Change

Mortgages, Fixed Rate Mortgage

Understanding Fixed-Rate Mortgages: What Can Cause Your Payment Amount to Change

Fixed-rate mortgages are often chosen for their stability and predictability, offering homeowners the peace of mind that their interest rate will remain constant throughout the life of the loan. However, even with a fixed-rate mortgage, your monthly payment amount isn't always set in stone. Various factors can lead to fluctuations in your payment amount over the life of your loan.

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Ella Baldwin March 7

Fixed Rate Mortgage

The Benefits of a Fixed-Rate Mortgage

You have a lot of different options when it comes to financing your home purchase. From FHA to conventional, to VA to jumbo; however, it all boils down to fixed-rate versus adjustable rate. Depending on your financial situation, your goals, and your plans and timeline for owning your home, selecting between these two mortgage types can be an even more important decision. 

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.