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Standard Mortgage Blog

Ella Baldwin March 7

Fixed Rate Mortgage

The Benefits of a Fixed-Rate Mortgage

You have a lot of different options when it comes to financing your home purchase. From FHA to conventional, to VA to jumbo; however, it all boils down to fixed-rate versus adjustable rate. Depending on your financial situation, your goals, and your plans and timeline for owning your home, selecting between these two mortgage types can be an even more important decision. 

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Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.