Standard Mortgage Blog

A major decision that requires great thought and preparation is buying a home. You can find houses throughout the whole year, however, seasonality may affect prices and the number of homes on the market. You may have a life event that requires you to purchase a new house quickly however, if you are not in a rush to purchase your home you may want to factor in seasonality and the time of year you..

For most people, a mortgage payment is likely their biggest monthly expense. By paying off your mortgage faster you can save thousands of dollars in interest over the life of the loan. While bi-weekly payments are one popular way to pay off a mortgage more quickly, there are other strategies you can use to achieve similar results as a bi-weekly payment

One requirement of a VA loan (Veteran’s Administration) is their funding fee.  This is a one-time payment that the Veteran, service member, or survivor pays on a VA-backed or VA-direct home loan. This fee helps lower the cost of the loan for U.S. taxpayers since the VA home loan program doesn’t require a down payment or monthly mortgage insurance. This is a fee that is unique to VA mortgages and..