Texas Disclosure

Texas Customers:

Standard Mortgage Corporation is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. The following disclosure is for any Texas consumer:

COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR BLVD, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.

A complaint form and instruction may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above or by email at smlinfo@sml.texas.gov.

Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (http://nmlsconsumeraccess.org). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan.