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    Standard Mortgage Blog

    Homestead Exemption

    Home Mortgage Information: When and Why Should You File a Homestead Exemption

    There are different times throughout the year where you prepare to spend a little bit extra, and there are other times when you tighten up to save a little extra. Around the holidays, it’s easy to add a few things to Santa’s list. Planning a vacation this summer, you may choose to cut out certain discretionary expenses to save extra money. While the holidays are typically a time when we spend..

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    Jumbo

    Buying High Priced Homes: How Are Jumbo Loans Different from Conventional Loans?

    While homes come in different shapes, styles, and sizes, most mortgage products work similarly. There are a variety of conventional as well as other government-backed loan products that vary slightly in their underwriting and documentation requirements. However, the documentation required and financial standards may change more significantly if you need a jumbo loan. A jumbo loan product is a..

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    Jumbo

    4 Things You Need Before Applying for a Jumbo Loan

    A jumbo loan is a loan exceeding the conforming loan limit  set by the Federal Housing Finance Agency (FHFA). This year, in most parts of the country, that limit is $484,350. If you are looking for a large home or a home in a pricier area, a jumbo mortgage may fit your financing needs. You’ll need to be aware of some of the requirements you need in order to qualify for the jumbo loan.  

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